MacBubba Posted October 4, 2012 Posted October 4, 2012 When we move to the Philippines in 6 years, we will be losing our medical coverage (that is, if we move there full time). If we maintain a residence in Canada for 5 months out of the year, we will retain our coverage. That, however, entails the cost of maintaining 2 households. With the cost of private medical insurance being rather hefty, we are considering just banking the premiums for an emergency medical fund. This fund will be on top of savings that we will have access to should the need arise. (We are in reasonably good health thus far - thank God!) Any thoughts on this? MacBubba Link to comment Share on other sites More sharing options...
MikeB Posted October 4, 2012 Posted October 4, 2012 I moved your topic into the appropriate section concerning Health and Insurance matters. There's information in the link below; opinions are split, I feel for the relative low cost of medical insurance here it's prudent to have it. http://www.philippin...6409#entry76409 3 Link to comment Share on other sites More sharing options...
MacBubba Posted October 4, 2012 Author Posted October 4, 2012 MikeB, thank you for that link. It was very helpfull and gives us more to consider. MacBubba Link to comment Share on other sites More sharing options...
Call me bubba Posted October 4, 2012 Posted October 4, 2012 With the cost of private medical insurance being rather hefty, we are considering just banking the premiums for an emergency medical fund. This fund will be on top of savings that we will have access to should the need arise. many topics/posts have been raised on this issue. 1.Self-insure 2. obtain local.internatonal known insurance-BLUE CROSS 3. consider Caritas health http://www.caritashealthshield.com.ph/ they rarely answer emails but the coverage appears to be very good 4. phil-health 5. keep your home country insurance, and if its BAD/serious illness go home,get treated there. listed below are some of the links of past topics here on the forum, please look and ask the forum any questions, :tiphat: we wish to help so that so the choice you decide on is the best read post #2 very good topic started by dave 2 Link to comment Share on other sites More sharing options...
i am bob Posted October 4, 2012 Posted October 4, 2012 A couple quick notes to avoid confusion later... If you want to go with Blue Cross, you want to get Blue Cross from the Philippines and not your home country. For us getting Blue Cross here in Canada, we would end up with Traveller's Insurance which will only cover you for a couple months. Keeping our medical insurance from Canada? On retirement, we can often convert our company sponsored Health Insurance to a retirement package. In my case that meant I was able to keep the Public Service Health Care Plan (PSHCP). And I can bring it to the Philippines too! For 3 to 4 times what I pay for in Canada and it doesn't cover Hospital. Figure that one out. Anyway, some other policies will do the same - allow you to bring them to a "foreign' country - but check closely for what you are covered for. Link to comment Share on other sites More sharing options...
MacBubba Posted October 5, 2012 Author Posted October 5, 2012 It is nice to know that there are plenty of options. Thank you for sharing these. I will be looking into the portability of my company-sponsored health plan. MacBubba Link to comment Share on other sites More sharing options...
jon1 Posted April 18, 2014 Posted April 18, 2014 I just got this pdf from another forum. For all you Military Retirees, attached is a list of TriCare approved doctors in the Philippines. Philippine Approved_Providers as of 1 Mar 2014.pdf Link to comment Share on other sites More sharing options...
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