Fatca

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Mayen
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Philippine Banks are also required to be FATCA compliant, so now Philippine Banks are in a mad dash to have all foreigners, not just Americans, sign on the FATCA form. The form basically states that if you are an American, you are waiving your rights to the Secrecy and Confidentiality of your deposit, should it come to the point that the IRS would be making inquiries into your account.

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Americano
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The form I received from Land Bank says that Land Bank will withhold 40% of funds in my account if the money came from income generated in the USA and send the 40% to the IRS. I filled out their forms and in a letter I explained to the head of Land Bank that all of my money comes from government retirement which has already been taxed, therefore there's no reason to withhold tax again and he agreed.

 

A while back there was a topic started on this subject. It will answer your questions if you can find it with a search.

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