If I Gave Xxxx Will That Be Enough

[stevewool]

Can i live on this and that and maybe you can,

But if you only have a set amount well you better get use to it i say,

With us planning to make the move sooner for me later for the wife she thinks, i have been throwing around how much for the daily/ weekly and monthly bills, yes i do know these can change from month to month too,

The biggest problem we have is we are not over there so its just guessing at this moment, 

Its been nearly 5 years since Ems has been here living and working in Britain and when she was in the phils she was living with her sister and not working for a wage,

So here lies my problem, I know how to live here and pay what bills and the cheapest way to live a good life, over there its down to Ems, i am not saying she has no idea but running a household on a budget is hard at first,

I have a idea how much it may cost and what i will have to give Ems for our life there, the rest of the money will be put aside for treats and for the just in case too,

The figure i am looking at is for food and bills to run our home, no aircon, no rent to pay , just everyday living in Marikina, and the grand figure is £400 or 26000 peso, the peso rate was at 65 to the british pound, or $600 at 1.5 dollars to the pound ,

What are your thoughts boys and girls, some months i am hoping this will not be spent but also over months it may not be enough too, ,

Fingers crossed and legs too, bring me good news

 

[Jack Peterson]

Fingers crossed and legs too, bring me good news

 

 

How long is a piece of String? the answer is as always down to what you and EM's want in life.

 

Steve you have been around long enough to know how we all have things to say about the cost of Living,

Only you can gauge what is needed based on what you want/need. but in the end for me, my budget is never going to be the same as yours.

 

 

JP :tiphat:

 

BTW how did the Wedding Go? :rolleyes:

[stevewool]

 

Fingers crossed and legs too, bring me good news

 

 

How long is a piece of String?String roll question mark.jpg the answer is as always down to what you and EM's want in life.

 

Steve you have been around long enough to know how we all have things to say about the cost of Living,

Only you can gauge what is needed based on what you want/need. but in the end for me, my budget is never going to be the same as yours.

 

 

JP :tiphat:

 

BTW how did the Wedding Go? :rolleyes:

 

Well said that man , The wedding went very well thankyou,

I did tell my daughter that the cheque is not in the post as the house build comes first, but it will be there next month, its only for a deposit for there new house once they find one that is, so no rush

[scott h]

Here we go again :bash: . Just kidding Steve, this is always a good topic, gets lot of different views and comments :mocking: .

 

For me, being long married to a Filipina, who holds USA citizenship, it all really came down to standard of living. Could I move to the Philippines on my pension and savings and maintain the same standard of living as I could in the states. If I remained in the states after retirement from the military I would either 1. Move to an area in the states that had a lower cost of living than the area I was used to or 2. Get some type of job to maintain the standards we were used to.

 

We were fortunate that the wife inherited her family home for us to tear down and rebuild to our tastes, so we don't face the monthly rent problem. So we sold our house in the states, used that cash to build our house here, so that's a wash. We built up a pretty good nest egg that we have not had to touch. We bought a car from my brother in law so we have wheels when needed. We take day trips when we want to, visit the casino every so often etc etc etc etc and I can honestly say that my standard of living has not really changed. We do it on about 2500 USD. Now this is just me!!! Could we live on less??? Oh you bet. Would I be as content?? No way.

 

Oh by the way if you think that you can survive without air conditioning?? You are completely bonkers lolololol :hystery: .

 

:cheersty:

[chris49]

Can i live on this and that and maybe you can,

But if you only have a set amount well you better get use to it i say,

With us planning to make the move sooner for me later for the wife she thinks, i have been throwing around how much for the daily/ weekly and monthly bills, yes i do know these can change from month to month too,

The biggest problem we have is we are not over there so its just guessing at this moment, 

Its been nearly 5 years since Ems has been here living and working in Britain and when she was in the phils she was living with her sister and not working for a wage,

So here lies my problem, I know how to live here and pay what bills and the cheapest way to live a good life, over there its down to Ems, i am not saying she has no idea but running a household on a budget is hard at first,

I have a idea how much it may cost and what i will have to give Ems for our life there, the rest of the money will be put aside for treats and for the just in case too,

The figure i am looking at is for food and bills to run our home, no aircon, no rent to pay , just everyday living in Marikina, and the grand figure is £400 or 26000 peso, the peso rate was at 65 to the british pound, or $600 at 1.5 dollars to the pound ,

What are your thoughts boys and girls, some months i am hoping this will not be spent but also over months it may not be enough too, ,

Fingers crossed and legs too, bring me good news

 

I going to Australia for a while. Gina has a child allowance of 16, 000 pesos/month. No rent, but 2 kids to raise. I will add 10. 000 to make it 26k, and that's a good standard, but not luxury. Markina is more expensive....26 k is generous, but it's not extravagant.

[mogo51]

Hi Steve,

I do not know details of the cost of living in UK other than it is not cheap.  However, if you went to Oz, you would have no hope on that amount per month (I am assuming that is your budget base as quoted?)

[virginprune]

Can i live on this and that and maybe you can,

But if you only have a set amount well you better get use to it i say,

With us planning to make the move sooner for me later for the wife she thinks, i have been throwing around how much for the daily/ weekly and monthly bills, yes i do know these can change from month to month too,

The biggest problem we have is we are not over there so its just guessing at this moment, 

Its been nearly 5 years since Ems has been here living and working in Britain and when she was in the phils she was living with her sister and not working for a wage,

So here lies my problem, I know how to live here and pay what bills and the cheapest way to live a good life, over there its down to Ems, i am not saying she has no idea but running a household on a budget is hard at first,

I have a idea how much it may cost and what i will have to give Ems for our life there, the rest of the money will be put aside for treats and for the just in case too,

The figure i am looking at is for food and bills to run our home, no aircon, no rent to pay , just everyday living in Marikina, and the grand figure is £400 or 26000 peso, the peso rate was at 65 to the british pound, or $600 at 1.5 dollars to the pound ,

What are your thoughts boys and girls, some months i am hoping this will not be spent but also over months it may not be enough too, ,

Fingers crossed and legs too, bring me good news

I have just sold my house in the UK so all the money I have is the proceeds from that plus my public sector pension. This is until I receive my state pension in 5 years. The arrangements we have here at the moment, available for up to a couple of years, is very cheap. I have planned for 40,000p a month until my pension kicks in, then the funds will nearly double that without using anymore of my lump sum. My SO also has a small stall that profits her, on average, 500p a day.

I believe that is enough for the life we wish to lead which is a simple one. I, like you, will not be using aircon, do not like it, give me a fan any day. I do not know the living costs in your area but I'm sure that with good budgeting what you have planned is attainable. Good luck!

[Thomas]

Oh by the way if you think that you can survive without air conditioning?? You are completely bonkers lolololol :hystery:

Well. It's possible to manage good with fan if

/live at high enough altitude

/or if the building is built good enough. (Issolation, ventilation.) Harder to do though in appartments than in houses.

[BrettGC]

 

Oh by the way if you think that you can survive without air conditioning?? You are completely bonkers lolololol :hystery:

Well. It's possible to manage good with fan if

/live at high enough altitude

/or if the building is built good enough. (Issolation, ventilation.) Harder to do though in appartments than in houses.

 

 

 

I lived in Darwin for years, average wet season temp was about 34C with humidity at about 90% (the heat I can deal with, it's the humidity that kills me).  Yes, the first year was hell but after that I acclimatised.  It's not that I didn't have the option, it was more to do with being on a single income with 3 kids as a very low paid Able Seaman in the RAN and trying to save money.  Having said that, after being in Southern Luzon in April a few years ago it would've been nice to have the option.... Getting soft in my old age?

 

Steve, you're not paying rent, so that's a great start.  As Jack said, it's all about the lifestyle you want to maintain and how long it will take Ems re-adjust to the cost of living in PI.  She'll be the one doing the face-to-face daily stuff where price is negotiable so utilising her family as a litmus test on prices is probably the best idea to begin with.  

 

Best of luck mate, I'm really interested to see how it all comes out in the wash financially speaking. :no:

[i am bob]

It's funny what we ask can do without and what we really really really need... I've discovered that the only thing I really need is good internet (in trying to hotspot using my phone but it's not working that great... Darn 3G phone!), power to charge my phone, tablet and computers - and for my hotplate and fan! I have ac but I still prefer my fan! I bring about P30,000 in country monthly but find that, after everything, I'm only spending about P20,000... I wonder if I'm doing something wrong?

:D