Need New Bank

Recommended Posts

StayAtHomeDad
Posted
Posted

Hi guys. I currently have accounts with a few Philippines banks (BDO, BPI, China Bank, RCBC, EastWest and Metro Bank.) Looking for a couple of other banks to spread around some cash (not as much as it might sound like.)

 

Anyway, I am considering Security Bank and ONB. Has anyone had any experience with either of these. Also, I am amenable to other smaller (but stable) banks if you have any suggestions.

 

Thanks in advance.

Link to comment
Share on other sites

  • Forum Support
scott h
Posted
Posted

Jess, with the number of country banks I have seen fold up here, If a bank does not have branches in every city, town, village and barangay (and branches overseas) I wouldn't mess with it.

  • Like 3
Link to comment
Share on other sites

StayAtHomeDad
Posted
Posted

Jess, with the number of country banks I have seen fold up here, If a bank does not have branches in every city, town, village and barangay (and branches overseas) I wouldn't mess with it.

Good advice. But, I dont trust any of the banks here. That's why I want to spread it around more. Thanks for the tip, though.

  • Like 1
Link to comment
Share on other sites

RoMac
Posted
Posted

:rolleyes:

 

attachicon.gifPiggy-bank.jpeg

 

Funny enough. However, zero return might be a better alternative for Canadians who are bracing for a threatened economic interlude of negative interest.

  • Like 1
Link to comment
Share on other sites

i am bob
Posted
Posted

:rolleyes:

 

attachicon.gifPiggy-bank.jpeg

 

Funny enough. However, zero return might be a better alternative for Canadians who are bracing for a threatened economic interlude of negative interest.

You should go back and read up on negative interest rates... All it really means is the government is paying a subsidy to business to take out large business loans... The general public will still be paying for ours... And still have a minimal payout for interest...

Funny thing is I saw where a major bank in Canada has a client who wanted to invest his money in 100% safe funds... They put him into bonds paying 0%... That was an easy pickup for one of my associates... Hehehe!

  • Like 2
Link to comment
Share on other sites

RoMac
Posted
Posted

 

 

:rolleyes:

 

attachicon.gifPiggy-bank.jpeg

 

Funny enough. However, zero return might be a better alternative for Canadians who are bracing for a threatened economic interlude of negative interest.

You should go back and read up on negative interest rates... All it really means is the government is paying a subsidy to business to take out large business loans... The general public will still be paying for ours... And still have a minimal payout for interest...

Funny thing is I saw where a major bank in Canada has a client who wanted to invest his money in 100% safe funds... They put him into bonds paying 0%... That was an easy pickup for one of my associates... Hehehe!

 

 

I see now how it is very dangerous for lay persons to be making off-the-cuff statements about maxims in specialties they do not have any schooling in, so pardon me and thanks for straightening me out on Banking and Finance.

 

So the bank effectively functioned as a piggy bank (none bigger), deserving to lose the business to your associate. Hope you got a piece of the action.

  • Like 2
Link to comment
Share on other sites

StayAtHomeDad
Posted
Posted

So, I am guessing no one has ever banked with Security Bank or ONB Bank? :)

  • Like 1
Link to comment
Share on other sites

i am bob
Posted
Posted

Heck, I use the Bank of Bob... I transfer from Canada what I need, pay my bills, get groceries, keep enough for daily expenses and, if I need more? I transfer that in! I figure my money is safer that way!

:)

  • Like 3
Link to comment
Share on other sites

Dave Hounddriver
Posted
Posted
banked with Security Bank

 

Yes, I had an account there for 6 months and closed it as I found no incentives to keep banking there.  Nothing wrong with it, just nothing to differentiate it from other banks.

  • Like 2
Link to comment
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
×
×
  • Create New...