OPEN for discussion

[Jack Peterson]

 During the Weekend and Tallying Spends against Budget for the Month ( I am not naive) It is still after all these years that the old phrase " Why are there so many days left at the end of the Budget" I have never really lived to a Budget in my previous life mainly because I never had to but here it seems that is the way it is. Having said that I am sure that others find that because we ( the Foreigner) have that little more  Budgets can be extended and stretched to meet demand. "A" is very Good at the Budget thing But again, there is always that or those Items that were Forgotten. I once tried to say Oh Well! it's OK I will just deduct it from next Months financing  Wrong answer apparently. 

So said accounting wife, if you do that I will need more and you will moan. MOAN what me, dare to moan   There is no moral to this story as "it is what it is"and we are where we are"  Fellow members Does it ever get better? after all these years I know it won't but  I do  someday sit and wonder then some days I just sit. Today I will just sit here I think. Life should not be hard But...........................  My Life is by no means hard but the monthly stress I can do without 

Edited May 27, 2019 by Jack Peterson
added a little

[sonjack2847]

I`m short this month but I can put some of that on the house build as there are always little things to buy which should, but don`t always, come from another budget. The line about taking from next month never happens.

[Jack Peterson]

7 minutes ago, sonjack2847 said:

The line about taking from next month never happens.

 Yeah like me Kev, your not suicidal. YET!  

[sonjack2847]

9 minutes ago, Jack Peterson said:

 Yeah like me Kev, your not suicidal. YET!  

Well I have worked out this.

[Dave Hounddriver]

45 minutes ago, sonjack2847 said:

I`m short this month

I'm tall this month.

Lynne wasn't home for two weeks.  Somehow the money lasts longer that way.  Strange 

[hk blues]

I've always set a budget and stuck to it as a matter of discipline.  However, any unexpected expenses, and irregular but expected ones too, come out of a different pot so I'm sure I really have a budget in the strictest sense.  I can imagine how stressful it must be to have to stick to a budget when on a fixed income with almost no savings to fall back on in an emergency.

[expatuk2014]

After our house build was finished although tberes always things to be done 🤣

I decided to set up a spreadsheet to see where the money goes ! Other than the car payment our largest 2 monthly bills were phone/internet and Power ! Our old aircon unit was the biggest user and the daytime fans and the Kettle bought a new inverter aircon run the daytime fans on 110v uses half the wattage ! I bought a plug in wattage tester and checked the watts of every thing we used and gradually replaced all our electrical appliances and when we boil a kettle of water whats left after making the coffee goes into a vacumn flask ! For the next coffees.

Our monthly power bill instead of 5000+ pesos was 2600 pesos for April !

We do monthly shopping at S&R and buy things like absolute water 6 * 6 litres coffee granules in a large jar, soap powder and  cleaning liquids in bulk .

Everything we save compared to last year on a monthly basis goes into our savings account. And its growing very well.

 

 

[Jack Peterson]

2 hours ago, expatuk2014 said:

Everything we save compared to last year on a monthly basis goes into our savings account. And its growing very well.

 

 

 I admire your Efforts but I don't think I could enjoy life with micro accounting but glad it suits you 

[graham59]

My monthly bill for electricity averages around p1200 (no aircon). 

Water has increased a little recently, with having to water the garden... so around p350.

The wife's SS and Philhealth , another p1200. 

PLDT Fiber internet package (unlimited 20-25 meg)  comes in at p1899 .

No rent .

I suppose the rest is just food and transport, as far as regular necessary expenses go.  

My wife will find a way to spend whatever money she is given.  'Saving', being an unknown concept.... in common with many of the locals.

Therefore yes, I do keep tight control over  'our' money, because I am not a bloody ATM or a fairy godfather.  

 

[DavidK]

We can all fail with the budget one way or another but wives do seem to have that special talent to spend money or find reasons to need to spend. Here is my wife's latest spectacular. It's a good job I keep my hair so short or I would have genuinely pulled it out in frustration this time.

About 3 months ago she suddenly announced she needed a new (darker) tint on her car windscreen, despite it having been OK for the last 5 years. My answer was that it was fine as is and the only result would be she wouldn't be able to see very well at night. This she poo-poohed as my usual nonsense/idiocy. Well I thought little of it until about a month ago she stated she was buying new headlights for her car as those fitted weren't bright enough (despite them having been fine for the last 5 years)........

You know why you bang your head against a brick wall? Because it feels good when you stop.