Health cover

[OzeMike]

On 1/22/2023 at 12:19 AM, stevewool said:

Can anyone advice me on what they pay for health insurance per month or each year , I’ve tried to go the internet way but you have to fill in all your details and then they plague you every day by phone and email even though you have told them it’s just a enquiry, I know a few years back when I was looking at moving out there a few folk did mention that they don’t have any health cover and was just relying on savings plus maybe a trip back to there country for medical help are there still folk who think this way is still ok 

I am back in Australia for a 2 month visit. Seeing my doctor and a skin doctor. Generally in very good health from the check ups except for a possible problem with urine retention in my bladder...need to get a exploratory op by a Urologist...quoted Aud$3,000 for immediate op private hospital. I asked about free cost under Medicare (like the UK National Heath Service) and my doc said will be a long wait 4-6 months maybe

So in the Philippines get Private Health if you can afford it or self insure a sufficient amount, ($20k say or 10k min) as the days of jumping on a plane back to UK  Oz NZ Canada...not sure about the USA Medicare, are not what they use to be with long waiting periods.

[GeoffH]

26 minutes ago, OzeMike said:

need to get a exploratory op by a Urologist...quoted Aud$3,000 for immediate op private hospital. I asked about free cost under Medicare (like the UK National Heath Service) and my doc said will be a long wait 4-6 months maybe

I had a similar experience when I went back to Aussie for medical evaluation/treatment, went self funded private patient because I was told at least 3 months perhaps as long as 6 months as a public patient (that is evidently somewhat dependent upon how ones condition is classified but never the less it's a huge wait time).

28 minutes ago, OzeMike said:

So in the Philippines get Private Health if you can afford it or self insure a sufficient amount, ($20k say or 10k min) as the days of jumping on a plane back to UK  Oz NZ Canada

You aren't wrong (about Australia at least), the whole system basically imploded during Covid with staff exiting the system in huge numbers and most of those people haven't come back.

[stevewool]

On 1/22/2023 at 1:12 PM, stevewool said:

Just been looking at backpackers insurance, ok it’s only for 1 year worldwide cover excluding the USA , medical cover 10 million pounds  and the cost £750 or 50600 peso and it’s not the cheapest quote plus that is for both of us too, I may look into this further as we may only be in the Philippines for months or a year or so 

Just checked the price again for a 1 year cover for the both of us and the same policy has gone up to just over £1075 or just over 74000 peso 

[OzeMike]

21 hours ago, GeoffH said:

I had a similar experience when I went back to Aussie for medical evaluation/treatment, went self funded private patient because I was told at least 3 months perhaps as long as 6 months as a public patient (that is evidently somewhat dependent upon how ones condition is classified but never the less it's a huge wait time).

You aren't wrong (about Australia at least), the whole system basically imploded during Covid with staff exiting the system in huge numbers and most of those people haven't come back.

You are so right Geoff....it has been 3 years  since I have been back in Oz and the public heath system is really under the pump funding wise and because so many are going for catch up treatment and operations delayed by Covid19.

Even my (new Indian guy very pleasant chap) hearing specialist spend all his time trying to persuade me to move away from the free government hearing aid to sophisticated models with noise reduction priced from Aud$2,500 up to 9,000.

Evrn my doctor is pushing me towards private hospital and specialists.

Things ain't the same here anymore...it's all about money. I will use a Philippines Urologist when I return mid May and see what he costs..