MotorSarge Posted October 19, 2023 Posted October 19, 2023 I have NFCU, what is SDFCU? Link to comment Share on other sites More sharing options...
OnMyWay Posted October 19, 2023 Author Posted October 19, 2023 7 minutes ago, MotorSarge said: I have NFCU, what is SDFCU? State Department Federal Credit Union 1 Link to comment Share on other sites More sharing options...
OnMyWay Posted October 19, 2023 Author Posted October 19, 2023 22 minutes ago, baronapart said: Chase has been closing accounts without warning with increasing regularity. I just don't trust them. I have not heard that with Chase, yet. Other banks, yes. When I talked to them this last week, I did make a point that I was living in the Philippines, because I needed to do that for my wire transfer. The one guy told me, keep a U.S. number and a current debit card, and that I could order a new debit card and it would be sent to the Philippines. 1 Link to comment Share on other sites More sharing options...
Joey G Posted October 19, 2023 Posted October 19, 2023 16 minutes ago, MotorSarge said: I have NFCU, what is SDFCU? State Department Federal Credit Union ...not everyone can join but they have more affiliates than many others. 1 Link to comment Share on other sites More sharing options...
Kingpin Posted October 20, 2023 Posted October 20, 2023 6 hours ago, OnMyWay said: Chase Total Checking. No fee but also no interest, so I don't keep much in there. I have Chase Total Checking, there's a $12 monthly fee, that's why I'm considering closing it. Link to comment Share on other sites More sharing options...
OnMyWay Posted October 20, 2023 Author Posted October 20, 2023 (edited) 2 hours ago, Kingpin said: I have Chase Total Checking, there's a $12 monthly fee, that's why I'm considering closing it. That's odd. I have had it since 2012. Maybe I am grandfathered? They did add a fee to my savings account last year if balance is under $500. I would never pay $12 a month. Edited October 20, 2023 by OnMyWay Link to comment Share on other sites More sharing options...
OnMyWay Posted October 20, 2023 Author Posted October 20, 2023 2 hours ago, Kingpin said: I have Chase Total Checking, there's a $12 monthly fee, that's why I'm considering closing it. I have my SS direct deposit there. That might be why I have no fee. 1 Link to comment Share on other sites More sharing options...
craftbeerlover Posted October 20, 2023 Posted October 20, 2023 been using my same Federal Credit Union since I have been here. I send myself cash via Western Union or Wise. When sending to Gcash there is no fee using western union and in 12 years I have never had a problem getting money. For the most part I use my credit cards when possible (important to get a credit card with no international fee). Phone service I use T-mobile, pay a flat fee and as long as I connect via WIFI, I can call the USA free unlimited. I also have unlimited minutes for surfing the web, and texting connecting to either smart or globe. I have had the same US number for about 20 or so years now. 2 Link to comment Share on other sites More sharing options...
OnMyWay Posted October 20, 2023 Author Posted October 20, 2023 35 minutes ago, craftbeerlover said: Phone service I use T-mobile, pay a flat fee and as long as I connect via WIFI, I can call the USA free unlimited. How much is the monthly? I might have a look next time I am in the U.S. Link to comment Share on other sites More sharing options...
craftbeerlover Posted October 20, 2023 Posted October 20, 2023 1 hour ago, OnMyWay said: How much is the monthly? I might have a look next time I am in the U.S. I just changed plans, I was paying 55 a month, and in my opinion it was a great deal. Like I said, it was unlimited use within the Philippines smart or globe (text and surfing) and unlimited calling back to the USA as long as I was connected via WIFI. Was also unlimited within the Philippines when connected to WIFI using 3rd party apps such as viber Link to comment Share on other sites More sharing options...
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