ATMs

[Tommy T.]

Can someone direct me to any local banks with ATMs that permit withdrawals using foreign Visa or Mastercard debit cards greater than P10,000 per transaction? Currently, when I need cash, I go to BDO or Metrobank but am limited to P10,000 per withdrawal. So I stand there and do maybe 5 withdrawals to stock up for a few weeks of expenses. My bank (Schwab) covers the costs of the withdrawals - which is P250 each - so that is not the issue. I just want to go, withdraw maybe P50,000 in one transaction and be done with it. I think my bank has a limit of US$1,000 daily withdrawal but, with the peso at a current rate of around p54 to the $, that is no issue.

[Old55]

We were able to withdraw 50,000 at a BPI ATM machine located in Cebu City during our last visit.

Edit; My wife (dual citizen) has a USD account with BPI in Cebu City so that may come into play.

Edited October 27, 2023 by Old55

[hk blues]

It's very much dependant on individual accounts rather than the banks themselves.  I can withdraw up to 20k from my BPI account at a BPI ATM in one transaction and in a day but only 10k from another bank's ATM in a day.  For my Metrobank account, I can withdraw only 10K per transaction but up to 50K per day regardless of which ATM I use.  

My BPI online app (apparently) allows me to change daily limits but it doesn't actually work in reality! 

I guess the solution is to go into your own branch and discuss with them how to set higher limits.  

[Tommy T.]

3 hours ago, hk blues said:

For my Metrobank account, I can withdraw only 10K per transaction but up to 50K per day regardless of which ATM I use.

That's what I have been experiencing. I can keep withdrawing funds , but only the 10k per transaction. I don't have to pay the fees, since my bank does that, but it is a bit inconvenient. I am just looking to improve  the service.... Thanks for your response!

[Gator]

5 hours ago, hk blues said:

I guess the solution is to go into your own branch and discuss with them how to set higher limits.  

I tried that with BPI back in July before I went on a long road trip. All I got was shrugged shoulders and told to send an email to customer service. Did that and never got a reply. 

Was forced a few days ago to download their new app as old one stopped working. I noticed my daily limit was set at 20k. I raised it to 30k but haven’t gone to the bank yet to try it. 
 

@Tommy T.  It’s also been my experience using my Schwab debit card that you can only withdraw 10k at a time from an ATM, with the occasional one allowing 20k. 

Edited October 27, 2023 by Gator
Typo

[hk blues]

46 minutes ago, Gator said:

I tried that with BPI back in July before I went on a long road trip. All I got was shrugged shoulders and told to send an email to customer service. Did that and never got a reply. 

Was forced a few days ago to download their new app as old one stopped working. I noticed my daily limit was set at 20k. I raised it to 30k but haven’t gone to the bank yet to try it. 
 

@Tommy T.  It’s also been my experience using my Schwab debit card that you can only withdraw 10k at a time from an ATM, with the occasional one allowing 20k. 

Yep...emailing many businesses here is like sending a email to a big black hole.  As I said, I tried to increase my ATM limit online with BPI which seemed to work but when I went to the ATM it was still stuck at 20K!  I gave up.

[Jack Peterson]

12 minutes ago, hk blues said:

Yep...emailing many businesses here is like sending a email to a big black hole.  As I said, I tried to increase my ATM limit online with BPI which seemed to work but when I went to the ATM it was still stuck at 20K!  I gave up.

 Moving a little aside on this for a Moment, If you need cash from ATMs best do it ASAP we have a period now of 4 days Not all ATMs are refilled during Holiday times.

Just a thought EH? 

[hk blues]

4 minutes ago, Jack Peterson said:

 Moving a little aside on this for a Moment, If you need cash from ATMs best do it ASAP we have a period now of 4 days Not all ATMs are refilled during Holiday times.

Just a thought EH? 

I'm on it, Jack, but thanks for the heads up.  I always take the weekly expenses out on a Sunday but keep one week's buffer at home for just such an event.  

[OnMyWay]

18 minutes ago, Jack Peterson said:

 Moving a little aside on this for a Moment, If you need cash from ATMs best do it ASAP we have a period now of 4 days Not all ATMs are refilled during Holiday times.

Just a thought EH? 

Just to add to this for those that don't know......

I have an important deposit to be made to my BPI account next week, so I double checked with my bank manager on which days BPI is closed:

Monday Oct 30 - Closed

Tue Oct 31 - Open

Wed Nov 1 - Closed

Thu Nov 2 - Closed

Fri Nov 3 - Open

This Subic BPI but I assume it is the same nationwide

[RBM]

16 hours ago, hk blues said:

Yep...emailing many businesses here is like sending a email to a big black hole.  As I said, I tried to increase my ATM limit online with BPI which seemed to work but when I went to the ATM it was still stuck at 20K!  I gave up.

Have done it a few times with BPI never an issue.