Topping up national insurance, pension

[Jack Peterson]

 Please let's remember that this  about Ems ( Steves Wife) and as a Filipino Female there is more to it Than I tend to think any Of us realize considering the amount of time she has been in the UK and Working

 Sorry Steve But................................ we all need to be singing of the same Hymn sheet. 

 Just a thought I was never aware of ************************

Does every UK citizen get a pension?

 

 

You can claim the new State Pension when you reach State Pension age if you have at least 10 years of National Insurance contributions and are: a man born on or after 6 April 1951. a woman born on or after 6 April 1953. *******

Edited May 2 by Jack Peterson

[hk blues]

6 minutes ago, Jack Peterson said:

 Please let's remember that this  about Ems ( Steves Wife) and as a Filipino Female there is more to it Than I tend to think any Of us realize considering the amount of time she has been in the UK and Working

 Sorry Steve But................................ we all need to be singing of the same Hymn sheet. 

 Just a thought I was never aware of ************************

Does every UK citizen get a pension?

 

 

You can claim the new State Pension when you reach State Pension age if you have at least 10 years of National Insurance contributions and are: a man born on or after 6 April 1951. a woman born on or after 6 April 1953. *******

Steve's partner's nationality and gender are irrelevant as long as she meets the minimum 10 years contributions and age requirement.

[Jack Peterson]

Just now, hk blues said:

Steve's partner's nationality and gender are irrelevant as long as she meets the minimum 10 years contributions and age requirement.

 Over to you then

 We will see what happens next

[hk blues]

1 minute ago, Jack Peterson said:

 Over to you then

 We will see what happens next

Huh...you yourself have quoted the exact same thing in your post! 

[Jack Peterson]

 I certainly Did

[Jack Peterson]

 Don't be confused HK, Steve is under the impression she needs 12, I was just pointing out she only needs 10, I doubt she would be able to buy back enough time to go the whole Hog but what do I know 

[jimeve]

Wife has 10 years NI under her belt, so she will get 10% from the full pension whatever that is? Plus she will get a SSS pension when she's 60.

[stevewool]

4 hours ago, Jack Peterson said:

 Please let's remember that this  about Ems ( Steves Wife) and as a Filipino Female there is more to it Than I tend to think any Of us realize considering the amount of time she has been in the UK and Working

 Sorry Steve But................................ we all need to be singing of the same Hymn sheet. 

 Just a thought I was never aware of ************************

Does every UK citizen get a pension?

 

 

You can claim the new State Pension when you reach State Pension age if you have at least 10 years of National Insurance contributions and are: a man born on or after 6 April 1951. a woman born on or after 6 April 1953. *******

Yes she has got the 10 full years there is just another 2 years that she has underpaid making 12 years in total , that I was thinking of topping up 

[hk blues]

12 hours ago, stevewool said:

Yes she has got the 10 full years there is just another 2 years that she has underpaid making 12 years in total , that I was thinking of topping up 

Based on the below, It seems buying just 2 years wouldn't be worth it until your partner was able to claim for 6 years or so -

"Just one qualifying year of NI at the standard rate of £824.20 adds £5.29 a week, or £275.08 a year, to your pre-tax state pension. It’s therefore worth it as long as you live at least three years after getting your pension".

 

Edited May 3 by hk blues

[Cola Cubes]

INFO:  Unusually, there is a rare opportunity right now to pay up to 18 years of back NI contributions instead of the usual limit of 6.  This window closes in April next year. I`m grabbing it.